Colonel Robert G. Moscatelli, USA (ret.) “received his undergraduate degree from the United States Military Academy at West Point, New York. He spent 26 years on active duty as an Army officer retiring as a colonel in 1984.He holds a masters degree in public administration from Shippensburg State University in Shippensburg, Pennsylvania. He is also a graduate of the United States Army War College in Carlisle, Pennsylvania. After retiring from the Army in 1984, Bob worked as a financial programmer for eight years in Colorado Springs, Colorado.” Colonel Robert G. Moscatelli is the author of The Quote Manual: Wisdom and Wit of the Ages and Too Soon Old, Too Late Smart: How to Get Control of Your Money.

One reader of Too Soon Old, Too Late Smart: How to Get Control of Your Money said, “This is a wonderful book for the young adult just graduating from High School or College. It has pages and pages of great advice on subjects like when and how to start saving; evaluating different insurance; what you need to know about investing; and even a section dedicated to women. I wish I would had had this book when I was just starting out my life on my own.”

One reader of Too Soon Old, Too Late Smart: How to Get Control of Your Money said, “There are many nuggets of wisdom in this book that would have saved me money and aggravation if I had come across this book earlier in my life. I still don't do all of it and I go back and look at the book from time to time. I've found little wrong and much right with this book. The chapter on time shares alone would have saved me approximately 10,000 dollars. Well worth buying.”

According to the book description of The Quote Manual: Wisdom and Wit of the Ages, “to paraphrase something Napoleon once said about books in general, is that in them one has to read so many bad quotes to find some that are really good. Most authors of quote books include in their pages numerous forgettable quotes among the few that are really worth remembering. Not so with this quote book. This book is an unpadded collection of carefully selected quotes. Each quote is guaranteed to cause the reader to think, learn, grow or, in some cases, laugh. Open this book to any page and you will find selected gems of the spoken and written word that you will use again and again. It is a comprehensive resource that will give you an appropriate quote for almost any subject you want to address in your speaking or writing. Bob Moscatelli is a 1958 graduate of West Point. He accumulated the quotes in this book over a fifty-year period which included twenty-six years as a career Army officer, eight as a financial programmer and four in politics. He is also the author of Too Soon Old, Too Late Smart, a book on the fundamentals of personal finance. This book is an ideal gift for readers of all ages. Buy a copy for yourself and for everyone you care about who will appreciate a useful gift that will have a beneficial influence on his or her life for years to come.”